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eLEND is a division of American Financial Resources, Inc. that strives to provide affordable home financing options to first time buyers and existing homeowners. We utilize the latest technology and deliver educational resources to our customers in an effort to simplify the mortgage process.

States served:

Alabama , Alaska , Arizona , Arkansas , California , Colorado , Connecticut , Delaware , Florida , Georgia , Idaho , Illinois, Indiana , Iowa , Kansas , Kentucky , Louisiana , Maine , Maryland , Massachusetts , Michigan , Minnesota , Mississippi , Missouri , Montana, Nebraska , Nevada , New Hampshire , New Jersey , New Mexico , North Carolina , North Dakota , Ohio , Oklahoma , Oregon , Pennsylvania, Rhode Island , South Carolina , South Dakota , Tennessee , Texas , Utah , Vermont , Virginia , Washington , West Virginia , Wisconsin , Wyoming

Lender Details
  • Loan Types: Cash Out Refinance, Construction, Purchase, Refinance
  • Rate Type: Fixed, Variable
  • Application Fee: Under $100
  • Accepted Credit: Excellent, Good
  • Loan Programs Offered: Conventional, VA, FHA, USDA
  • Property Types: Manufactured home with land, Modular home with land
License Info

AL Alabama Consumer Credit Licensee# 21070
Alaska Mortgage Lender License#
AR Licensed Lender/Broker/Servicer#
AZ AFR Mortgage, Inc. 11024#
BK 0922369
CA Licensed by the Department of Business Oversight under the California Finance Lenders Act#
CO Colorado Division of Real Estate – Registered Mortgage Company.
Connecticut Mortgage Lender#
14124; d/b/a AFR Mortgage
Delaware Office of State Bank#
DC Department of Insurance Securities and Banking Bureau#
Florida Mortgage Lender#
Georgia Annual Mortgage Lender License#
Idaho Department of Finance#
IL Residential Mortgage Licensee#
Indiana Department of Financial Institutions#
Iowa Division of Banking#
Kansas Licensed Mortgage Company #
Kentucky Department of Financial Institutions#
Louisiana Residential Mortgage Lender#
RML 2826
Maine Office of Consumer Credit Regulation#SLM11012
Maryland Mortgage Lender#12455
Massachusetts Division of Banks, Mortgage Lender#ML2826
Michigan 1st Mortgage Broker/Lender/Servicer Registrant#FR0017186
Minnesota Dept. of Commerce Residential Mortgage Originator#40071672
Mississippi Department of Banking and Consumer Finance#2826
Missouri Residential Mortgage License#11-1805-A
Montana Division of Banking & Financial Institutions#2826
Nebraska Department of Banking & Finance#2016
New Hampshire Banking Department#14628-MB; d/b/a AFR Home Loan Mortgage
Licensed by the New Jersey Department of Banking and Insurance
New Mexico Mortgage Loan Company#03072
Licensed New York Mortgage Banker#107975
North Carolina Mortgage Lender#L-134009; d/b/a AFR Mortgage
North Dakota Department of Financial Institutions#MB101925
Nevada Mortgage Banker License#3671
Ohio Mortgage Broker Act Mortgage Banker Exemption#MBMB.850004.000
Oklahoma Brokers License#MB001335
Oregon Mortgage Lender License#ML-4801
Rhode Island Licensed Lender#20102650LL
Pennsylvania Department of Banking – First Mortgage Banker 21033
Licensed South Carolina Mortgage Lender/Servicer#MLS 2826
South Dakota Mortgage Lender License#4857
Tennessee Department of Financial Institutions#109347
Texas Department of Savings and Mortgage Lending – Registered Mortgage Banker#2826
Utah Department of Financial Institutions – Residential 1st Mortgage Notification
Virginia State Corporation Commission, Lender#MC-3282
Vermont Licensed Lender#6123
Washington Department of Financial Institutions#CL-2826
West Virginia Lender Licensee#ML-30156
Wisconsin Department of Financial Institutions#214874BA
Wyoming Department of Audit – Residential Mortgage Lender License MBL-1936; d/b/a AFR Mortgage

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See the individual lenders’ applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information on However, all loan information is presented without warranty. Before submitting a rate quote, please review the loan terms and conditions on the loan issuer’s website.