If you plan to build your manufactured home or modular home on land in a more rural setting, then a loan from the US. Department of Agriculture or USDA Loan might be more appropriate for your needs. These are manufactured home loans from lenders, backed by the USDA and oftentimes guaranteed to have low-interest rates as a result. These manufactured home lenders below can give more information on what option is right for you!

5 Manufactured Home Lenders Available

ManufacturedHome.Loan

Here at ManufacturedHome.Loan we’ve leveraged our years of industry experience to make it easy and affordable to find financing for your manufactured home. No matter what your needs, our expert staff can walk you through the process step by step. Unlike traditional lenders or banking institutions, finding you the right loan for your factory built home is our sole focus. It’s what we do every day. The key to our success has been a combination... Read More

States served:

Alabama , Arkansas , California , Florida , Indiana , Louisiana , Mississippi , Oklahoma , Oregon , Texas , Washington 

  • Rate Type: Fixed, Variable
  • Application Fee: None
  • Accepted Credit: Excellent, Good, Fair, Poor
  • Home Only: Yes
  • Land Home: Yes
Get a custom rate quote

CIS Home Loans

CIS Home Loans is a full-service mortgage bank with over 25 years of experience. We help families achieve their goals of home ownership. The personal relationships we form during the loan process are as important to us as the loan itself. At CIS Home Loans, you can expect character, integrity, and service.

States served:

Alabama , Arkansas , California , Colorado , Connecticut , Florida , Georgia , Hawaii , Idaho , Illinois, Indiana , Iowa , Kansas , Kentucky , Louisiana , Maryland , Massachusetts , Michigan , Minnesota , Mississippi , Missouri , Montana, Nebraska , Nevada , New Hampshire , New Mexico , North Carolina , Ohio , Oklahoma , Oregon , Pennsylvania, Rhode Island , South Carolina , South Dakota , Tennessee , Texas , Utah , Vermont , Virginia , Washington , West Virginia , Wisconsin , Wyoming

  • Rate Type: Fixed
  • Application Fee: Under $100
  • Accepted Credit: Excellent, Good
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote

eLend

eLEND is a division of American Financial Resources, Inc. that strives to provide affordable home financing options to first time buyers and existing homeowners. We utilize the latest technology and deliver educational resources to our customers in an effort to simplify the mortgage process.

States served:

Alabama , Alaska , Arizona , Arkansas , California , Colorado , Connecticut , Delaware , Florida , Georgia , Idaho , Illinois, Indiana , Iowa , Kansas , Kentucky , Louisiana , Maine , Maryland , Massachusetts , Michigan , Minnesota , Mississippi , Missouri , Montana, Nebraska , Nevada , New Hampshire , New Jersey , New Mexico , North Carolina , North Dakota , Ohio , Oklahoma , Oregon , Pennsylvania, Rhode Island , South Carolina , South Dakota , Tennessee , Texas , Utah , Vermont , Virginia , Washington , West Virginia , Wisconsin , Wyoming

  • Rate Type: Fixed, Variable
  • Application Fee: Under $100
  • Accepted Credit: Excellent, Good
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote

American Financial Resources

Established in 1997 and based in Parsippany, NJ, AFR has evolved adding both B2B (AFR) and B2C (eLEND) residential mortgage divisions. We serve thousands of mortgage brokers, bankers, lenders, homeowners, home buyers, realtors and contractors nationwide, with their residential financing needs. We are driven by our incredible employees and their desire to help families across the country obtain their dream of homeownership.

States served:

Alabama , Alaska , Arizona , Arkansas , California , Colorado , Connecticut , Delaware , Florida , Georgia , Idaho , Illinois, Indiana , Iowa , Kansas , Kentucky , Louisiana , Maine , Maryland , Massachusetts , Michigan , Minnesota , Mississippi , Missouri , Montana, Nebraska , Nevada , New Hampshire , New Jersey , New Mexico , New York , North Carolina , North Dakota , Ohio , Oklahoma , Oregon , Pennsylvania, Rhode Island , South Carolina , South Dakota , Tennessee , Texas , Utah , Vermont , Virginia , Washington , West Virginia , Wisconsin , Wyoming

  • Rate Type: Fixed
  • Application Fee: Under $100
  • Accepted Credit: Excellent, Good
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote

Liberty Home Mortgage Corporation

Liberty Home Mortgage is a direct lender which means that all of your mortgage loan decisions are made by us. We do not shop your credit around to multiple lenders. We are the lender. We offer a full array of lending products, from Conventional to FHA, VA and USDA to rehab loans, purchase, refinance, debt consolidation and mortgages for less than perfect credit and hard to verify income borrowers, we cover almost all residential type... Read More

States served:

Arizona , California , Colorado , Florida , Georgia , Illinois, Maine , Michigan , Ohio , Oklahoma , Pennsylvania, Texas , Virginia , Washington 

  • Rate Type: Variable
  • Application Fee: None
  • Accepted Credit: Excellent, Good, Fair
  • Home Only: Yes
  • Land Home: Yes
Get a custom rate quote