Federal government loans have many opportunities and options for citizens to get the help they need in buying a new manufactured home or establishing a manufactured home loan. Whether based on area, financial situation, or simply helping to get you a lower interest rate, government manufactured home loans are a great place to start for your manufactured home buying needs!

14 Manufactured Home Lenders Available

ManufacturedHome.Loan

Here at ManufacturedHome.Loan we’ve leveraged our years of industry experience to make it easy and affordable to find financing for your manufactured home. No matter what your needs, our expert staff can walk you through the process step by step. Unlike traditional lenders or banking institutions, finding you the right loan for your factory built home is our sole focus. It’s what we do every day. The key to our success has been a combination... Read More

States served:

Alabama , Arkansas , California , Florida , Indiana , Louisiana , Mississippi , Oklahoma , Oregon , Texas , Washington 

  • Rate Type: Fixed, Variable
  • Application Fee: None
  • Accepted Credit: Excellent, Good, Fair, Poor
  • Home Only: Yes
  • Land Home: Yes
Get a custom rate quote

Country Place Mortgage

CountryPlace Mortgage is a full-service mortgage lender specializing in construction and renovation lending for manufactured and modular housing. Our loan products include FHA, conventional, USDA, and chattel loans. Headquartered in Addison TX, CountryPlace currently serves 33 states and has regional offices in Washington, Arizona, Texas, Florida, Missouri, North Carolina and Michigan. We are a direct lender and service 100% of the loans that we originate. Being a direct lender allows us to cut out the... Read More

States served:

Arizona , Arkansas , California , Colorado , Florida , Georgia , Idaho , Illinois, Indiana , Kansas , Kentucky , Louisiana , Michigan , Minnesota , Mississippi , Missouri , Montana, New Mexico , North Carolina , Ohio , Oklahoma , Oregon , Pennsylvania, South Carolina , South Dakota , Tennessee , Texas , Washington , Wisconsin , Wyoming

  • Rate Type: Fixed, Variable
  • Application Fee: None
  • Accepted Credit: Excellent, Good, Fair
  • Home Only: Yes
  • Land Home: Yes
Get a custom rate quote

CSL Financial

We’ve built our business on delivering customized manufactured home lending solutions. The CSL Financial family of companies have been in the manufactured housing environment for many years. First, we provided retail financing direct to consumers. Then, as the lending environment became more complex, we stepped in to simplify the path to home ownership, with home sales and community management to support our retail lending programs. Our experience allows us to understand this unique business from... Read More

States served:

Alabama , Arkansas , Georgia , Kentucky , Louisiana , Mississippi , North Carolina , Oklahoma , South Carolina , Tennessee , Texas 

  • Rate Type: Fixed, Variable
  • Application Fee: None
  • Accepted Credit: Excellent, Good
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote

Cascade Financial Services

Cascade Financial Services is a leader in financing manufactured and modular homes. Cascade has developed mortgage loans tailored to meet the needs of manufactured home buyers. Cascade's competitive rates, fast turn-around times, and experienced staff make them a reliable option for home buyers looking to finance a manufactured or modular home. In 1999, Cascade Financial Services began offering conventional financing terms that were previously unavailable to buyers of manufactured homes. The dramatic improvement of manufactured... Read More

States served:

Alabama , Arizona , Arkansas , California , Colorado , Connecticut , Florida , Georgia , Idaho , Illinois, Indiana , Kentucky , Louisiana , Maine , Maryland , Michigan , Minnesota , Mississippi , Missouri , Montana, Nebraska , Nevada , New Jersey , New Mexico , New York , North Carolina , North Dakota , Ohio , Oklahoma , Oregon , Pennsylvania, South Carolina , South Dakota , Tennessee , Texas , Utah , Virginia , Washington , West Virginia , Wisconsin , Wyoming

  • Rate Type: Fixed, Variable
  • Application Fee: None
  • Accepted Credit: Excellent, Good, Fair
  • Home Only: Yes
  • Land Home: Yes
Get a custom rate quote

CIS Home Loans

CIS Home Loans is a full-service mortgage bank with over 25 years of experience. We help families achieve their goals of home ownership. The personal relationships we form during the loan process are as important to us as the loan itself. At CIS Home Loans, you can expect character, integrity, and service.

States served:

Alabama , Arkansas , California , Colorado , Connecticut , Florida , Georgia , Hawaii , Idaho , Illinois, Indiana , Iowa , Kansas , Kentucky , Louisiana , Maryland , Massachusetts , Michigan , Minnesota , Mississippi , Missouri , Montana, Nebraska , Nevada , New Hampshire , New Mexico , North Carolina , Ohio , Oklahoma , Oregon , Pennsylvania, Rhode Island , South Carolina , South Dakota , Tennessee , Texas , Utah , Vermont , Virginia , Washington , West Virginia , Wisconsin , Wyoming

  • Rate Type: Fixed
  • Application Fee: Under $100
  • Accepted Credit: Excellent, Good
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote

eLend

eLEND is a division of American Financial Resources, Inc. that strives to provide affordable home financing options to first time buyers and existing homeowners. We utilize the latest technology and deliver educational resources to our customers in an effort to simplify the mortgage process.

States served:

Alabama , Alaska , Arizona , Arkansas , California , Colorado , Connecticut , Delaware , Florida , Georgia , Idaho , Illinois, Indiana , Iowa , Kansas , Kentucky , Louisiana , Maine , Maryland , Massachusetts , Michigan , Minnesota , Mississippi , Missouri , Montana, Nebraska , Nevada , New Hampshire , New Jersey , New Mexico , North Carolina , North Dakota , Ohio , Oklahoma , Oregon , Pennsylvania, Rhode Island , South Carolina , South Dakota , Tennessee , Texas , Utah , Vermont , Virginia , Washington , West Virginia , Wisconsin , Wyoming

  • Rate Type: Fixed, Variable
  • Application Fee: Under $100
  • Accepted Credit: Excellent, Good
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote

American Financial Resources

Established in 1997 and based in Parsippany, NJ, AFR has evolved adding both B2B (AFR) and B2C (eLEND) residential mortgage divisions. We serve thousands of mortgage brokers, bankers, lenders, homeowners, home buyers, realtors and contractors nationwide, with their residential financing needs. We are driven by our incredible employees and their desire to help families across the country obtain their dream of homeownership.

States served:

Alabama , Alaska , Arizona , Arkansas , California , Colorado , Connecticut , Delaware , Florida , Georgia , Idaho , Illinois, Indiana , Iowa , Kansas , Kentucky , Louisiana , Maine , Maryland , Massachusetts , Michigan , Minnesota , Mississippi , Missouri , Montana, Nebraska , Nevada , New Hampshire , New Jersey , New Mexico , New York , North Carolina , North Dakota , Ohio , Oklahoma , Oregon , Pennsylvania, Rhode Island , South Carolina , South Dakota , Tennessee , Texas , Utah , Vermont , Virginia , Washington , West Virginia , Wisconsin , Wyoming

  • Rate Type: Fixed
  • Application Fee: Under $100
  • Accepted Credit: Excellent, Good
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote

Land Home Financial Services

We provide diversified funding options and consistent, superior, personalized service to our clients and partners, including homebuyers, mortgage brokers, builders, manufactured and modular home retailers, and real estate agents. Whether you are looking to purchase a home, refinance your current mortgage, or get a reverse mortgage, our expert services can walk you through the process in-person or over the phone.

States served:

Alabama , Alaska , Arizona , Arkansas , California , Colorado , Connecticut , Delaware , Georgia , Hawaii , Idaho , Illinois, Indiana , Iowa , Kentucky , Louisiana , Maine , Maryland , Massachusetts , Michigan , Minnesota , Mississippi , Montana, Nebraska , Nevada , New Hampshire , New Mexico , New York , North Carolina , North Dakota , Ohio , Oklahoma , Oregon , Pennsylvania, Rhode Island , South Carolina , South Dakota , Tennessee , Texas , Utah , Vermont , Virginia , Washington , West Virginia , Wisconsin , Wyoming

  • Rate Type: Fixed, Variable
  • Application Fee: None
  • Accepted Credit: Excellent, Good, Fair
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote

Fairway Independent Mortgage Corporation

At Fairway Independent Mortgage Corporation we can help with refinances and purchases. We have FHA, VA, USDA, Conventional, Jumbo, Renovation, Reverse, and Manufactured Home Home Loans. I have almost 10 years of mortgage lending experience and I want to help with all of your mortgage needs. Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of... Read More

States served:

Arkansas , Florida , Illinois, Missouri , Tennessee 

  • Rate Type: Fixed, Variable
  • Application Fee: None
  • Accepted Credit: Excellent, Good, Fair, Poor
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote

Liberty Home Mortgage Corporation

Liberty Home Mortgage is a direct lender which means that all of your mortgage loan decisions are made by us. We do not shop your credit around to multiple lenders. We are the lender. We offer a full array of lending products, from Conventional to FHA, VA and USDA to rehab loans, purchase, refinance, debt consolidation and mortgages for less than perfect credit and hard to verify income borrowers, we cover almost all residential type... Read More

States served:

Arizona , California , Colorado , Florida , Georgia , Illinois, Maine , Michigan , Ohio , Oklahoma , Pennsylvania, Texas , Virginia , Washington 

  • Rate Type: Variable
  • Application Fee: None
  • Accepted Credit: Excellent, Good, Fair
  • Home Only: Yes
  • Land Home: Yes
Get a custom rate quote

Priority Funding

Priority Funding was founded in September of 2003 in Northboro, Massachusetts. The company began providing Mobile/ Manufactured Home Loan programs in Central Massachusetts and then quickly expanded its service area to include five of the New England States, as well as New York and Delaware.

States served:

Connecticut , Delaware , Florida , Maine , Massachusetts , Michigan , New Hampshire , New Jersey , New York , Pennsylvania, Rhode Island , Vermont 

  • Rate Type: Fixed
  • Application Fee: Under $100
  • Accepted Credit: Excellent, Good
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote

Premier Home Mortgage

Trying to find the right home loan can be challenging. Finding the right mortgage company to assist you in the loan process can be confusing. Borrowers can quickly become overwhelmed! Fortunately, at Premier Home Mortgage, our goal is to set the highest standard in the mortgage industry. We are committed to top-notch customer service, putting the people we serve first. You will find the experience, professionalism, and consideration we give to each client makes the... Read More

States served:

Alabama , Arkansas , Colorado , Florida , Idaho , Illinois, Indiana , Iowa , Kansas , Michigan , Minnesota , Mississippi , Missouri , Montana, Nebraska , New Mexico , North Dakota , Ohio , Oklahoma , South Carolina , South Dakota , Tennessee , Texas , Wisconsin , Wyoming

  • Rate Type: Fixed
  • Application Fee: Under $100
  • Accepted Credit: Excellent, Good
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote

Park Lane Financial

Park Lane Finance Solutions prides itself on providing affordable financing for purchasing or refinancing manufactured homes. Park Lane is headquartered in Charlottesville, VA with our primary office in Staunton, VA. We specialize in home-only lending in land-lease communities. Our licensed mortgage loan originators receive and process loan applications, as well as manage and close loans in our rapidly expanding region which currently includes Florida, Kentucky, Maryland, North Carolina, South Carolina, and Virginia. We are quickly... Read More

States served:

Florida , Georgia , Indiana , Maryland , North Carolina , North Dakota 

  • Rate Type: Fixed
  • Application Fee: Under $100
  • Accepted Credit: Excellent, Good
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote

Top Flite Financial

Buying a home is an exciting and sometimes stressful time in everyone's life. So many decisions. A new home, maybe a new city. You may be changing jobs, starting over or just starting out. You may be refinancing your current mortgage to lower the rate, improve terms or withdraw equity. Either way, the people at Top Flite Financial understand what you are going through. That's why we work with you and real estate professionals to... Read More

States served:

Alabama , Arizona , Arkansas , California , Colorado , Connecticut , Florida , Georgia , Idaho , Illinois, Indiana , Iowa , Kansas , Kentucky , Louisiana , Maine , Massachusetts , Michigan , Minnesota , Mississippi , Missouri , New Mexico , North Dakota , Ohio , Oregon , Pennsylvania, South Carolina , Tennessee , Texas , Washington , Wisconsin 

  • Rate Type: Fixed, Variable
  • Application Fee: Under $100
  • Accepted Credit: Excellent, Good
  • Home Only: No
  • Land Home: Yes
Get a custom rate quote